The subtitle of this book, “Rethinking the American Dream in a New Economy”, is the core of the book. It has more to do with the psychological aspects of why we do what we do, than financial advice per se. Salsbury examines the reasons some of us save, some of us spend, and some of us are in denial when it comes to planning for retirement. He really zones in on the Boomer generation, and how we remember the financially flush 80s, but forget the gas lines in the 70s. He compels us to examine what is really important in our lives, and then plan our retirement around that. He does give some practical advice about taxes and investing, along with Social Security and medical insurance issues. However, he is more honed in on the mindset of the middle-ager, and how the psychology of how we make our decisions affects our future for the long term. Good reading!